How To Start Mastering Your Finances!

I wish I started doing this in my earlier twenties.

I hate how schools don’t make it a priority to teach financial literacy.

Everything I have learned about financial literacy, I’ve sought out via the Internet (taking everything with a grain of salt, of course), and people whom I see are doing well.

What’s worse is our frontal lobes don’t finish developing until 25 to 28 years of age, and by that time, we may have made some dicey financial decisions that could negatively affect our future.

I’ll give you my example — singing off on $60,000 worth of student loans at the age of 18, having no idea what most of the writing on the paper meant.

Fortunately, I’ve had good examples in my youth of people who were and still are fiscally responsible.

This taught me at a young age to think twice about what I spend my hard-earned money on — did I always do this? No, hence the $60,000.

But now that I’m older and wiser, I’ve learned a few simple steps that have helped me tremendously in getting my financial house in order.

I cannot emphasize to you how tracking every single dollar increased my awareness of my spending.

Being able to look at the numbers on the page really opens your eyes and tells you exactly where you are and where you’re headed — good or bad.

I’ve written a blog about my budgeting method. If you want the details, I suggest you read it here:

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